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Compliance Monitoring

ASIC Corporate Plan 2026–27 illustrated by a smiling, imposing businessman in a suit standing at an office entrance

Easier To Deal With. Harder To Avoid.

August 31, 2026

ASIC wants to be easier to deal with for businesses trying to comply — and harder to avoid for those causing harm. Here’s what ASIC’s 2026–27 Corporate Plan means for boards, Responsible Managers and compliance teams.
An adviser stands looking at solid foundations and knowing that great things can now be achieved

The floor has risen on advice quality. The ceiling hasn’t.

August 17, 2026

Six years of independent review data show a material shift in advice quality. Across 9,315 reviewed files, Poor and Very Poor advice fell from 20.9% to 10.0%, while Sound advice rose to 88.2%. The Advice Quality Index 2026 shows the floor has risen within the reviewed population. The next challenge is raising the ceiling.
An adviser swimming in his vault of money to reassure himself that his business is adequately capitalised.

ASIC RG 166: Financial Requirements for AFS Licensees

August 11, 2026

Understand ASIC RG 166 financial requirements for AFS licensees, including cash needs, solvency, NTA, financial monitoring and the evidence needed to demonstrate ongoing compliance.
A compliance dashboard presenting great metrics that actual misrepresent reality

AI Can Improve Monitoring. It Can’t Perform Governance.

August 9, 2026

AI can help licensees review more advice, identify patterns and detect emerging risks earlier. But better monitoring does not automatically mean better governance. Responsible Managers still need to interpret the evidence, challenge assumptions and decide what happens next.

The Compliance Measurement Trap

July 13, 2026

Licensees collect more compliance data than ever, but more measurement does not necessarily mean better oversight. The real challenge is turning dashboards, reviews and incidents into governance intelligence that identifies material risk, tests control effectiveness and changes decisions.
Credit compliance professional reviewing Australian Credit Licensee files

A Practical Guide to High-Level Credit File Reviews for Australian Credit Licensees

July 3, 2026

Credit file reviews can reveal weak credit decisions, poor documentation and supervision failures. This guide explains how Australian Credit Licensees can design risk-based reviews that produce meaningful compliance and governance evidence.

The Compliance Measurement Trap for Australian Credit licensees

July 1, 2026

Australian Credit Licensees can measure file reviews, complaints, hardship, incidents and remediation in extraordinary detail—and still misunderstand their real risk. This article explains how activity metrics, averages and green dashboards can create false assurance, and how licensees can turn compliance information into governance intelligence that changes decisions.

Risky Advice Strategies: How Licensees Should Control High-Consequence Advice

July 1, 2026

High-consequence advice strategies aren’t inherently inappropriate—but they demand stronger governance. Learn how AFSLs can apply proportionate controls, pre-vetting, enhanced evidence and risk-based supervision to SMSFs, gearing, insurance replacement, retirement income strategies and other complex advice while demonstrating client suitability and best interests.

The 5 Tests of Effective Compliance Infrastructure

June 27, 2026

Can your compliance infrastructure pass five simple tests? This practical diagnostic helps AFSL Licensees assess whether their systems, controls, workflows and governance produce consistent, traceable and defensible outcomes.
Rider overseeing a herd of cats as a metaphor for authorised representative supervision

How to Supervise Authorised Representatives: A Practical Guide for AFSL Licensees

June 12, 2026

A practical guide for AFSL licensees on building a risk-based authorised representative supervision framework that connects monitoring, complaints, breaches, escalation, remediation and governance reporting.

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