Legislative & Regulatory Change

How should licensees identify emerging compliance risks?

ASIC doesn’t prescribe a specific process for identifying emerging compliance risks. However, AFS licensees should maintain processes to identify emerging...

What makes an AML/CTF risk assessment defensible?

AUSTRAC expects reporting entities to maintain an AML/CTF risk assessment that accurately identifies, assesses and documents their money laundering, terrorism...

What customer due diligence (CDD) is expected of Tranche 2 entities under the AML/CTF reforms?

AUSTRAC expects Tranche 2 entities to apply the AML/CTF customer due diligence framework when providing a designated service, unless a...

When is advising a foreign client a low risk from a regulatory perspective?

ASIC expects AFS licensees to treat advising foreign clients as lower risk where services are incidental, client-initiated, and not ongoing...

When does advising a foreign client become high risk from a regulatory perspective?

ASIC expects AFS licensees to treat advising foreign clients as high risk where services are targeted, ongoing, or involve cross-border...

Will Statements of Advice be removed in Australia?

Statements of Advice (SOAs) are still required under the Corporations Act when providing personal advice to retail clients. As at...

What is Delivering Better Financial Outcomes (DBFO)?

Delivering Better Financial Outcomes (DBFO) is an Australian Government reform package that proposes changes to the Corporations Act to simplify...

What climate reporting requirements apply to financial services in Australia in 2026?

In 2026, climate-related financial disclosures are being phased in for large entities, with expectations to report on governance, risk management,...

What are the compliance obligations under Australia’s payments system reforms?

Australia’s payments system reforms introduce licensing and compliance obligations for payment service providers, including requirements for governance, risk management, and...

How is buy now pay later regulated in Australia?

Buy now pay later (BNPL) is being brought more fully within Australia’s credit and financial services regulatory framework, with increased...

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