Product Governance

What’s the difference between an SMA and an SMA mandate?

ASIC treats an SMA as a managed account structure, while an SMA mandate is the investment rule set used within...

When must a managed investment scheme be registered with ASIC?

Under the Corporations Act, a managed investment scheme must be registered with ASIC when it satisfies the statutory registration requirements,...

What is a responsible entity and what role does it perform?

Under the Corporations Act, a responsible entity is the single legal entity responsible for operating a registered managed investment scheme....

What Australian Financial Services Licence authorisations are required for a managed investment scheme?

Under the Corporations Act, an Australian Financial Services Licence (AFSL) must include authorisations covering the financial services provided in relation...

When does operating, issuing, promoting or distributing interests in a managed investment scheme require an Australian Financial Services Licence?

Under the Corporations Act, an Australian Financial Services Licence (AFSL) is required when a person carries on a financial services...

What is a managed investment scheme?

A managed investment scheme (MIS) is a collective investment arrangement defined under the Corporations Act 2001 (Cth). It applies where...

What is the difference between a Managed Discretionary Account (MDA) and a Managed Investment Scheme (MIS)?

ASIC distinguishes a Managed Discretionary Account (MDA) from a Managed Investment Scheme (MIS) based on how investments are managed and...

As a licensee, what specific AML/CTF arrangements do I need to have in place if my advisers use MDAs?

AUSTRAC expects an AFS licensee using discretionary MDA arrangements to have full AML/CTF controls where advisers provide Item 3 services....

As a licensee, what do I need to have in place if my advisers use MDAs?

ASIC and AUSTRAC expect an AFS licensee using MDAs to have specific authorisations, supervision, governance, and AML/CTF controls in place....

Does recommending an MDA expose me to increased AML/CTF obligations?

AUSTRAC’s Item 54 exemption generally still applies when an adviser only recommends or arranges access to an MDA. Increased AML/CTF...

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