Wholesale & Retail Clients

Why does retail or wholesale client classification matter?

Under the Corporations Act, retail or wholesale client classification determines which consumer protection obligations apply to an AFS licensee. Correct...

Can a client’s classification as retail or wholesale change over time?

Under the Corporations Act, a client’s classification as retail or wholesale can change if the facts supporting the classification change...

When is a client treated as a wholesale client under Australian financial services law?

Under the Corporations Act, a client is treated as a wholesale client only when they satisfy one or more of...

What is a retail client under Australian financial services law?

Under the Corporations Act, a retail client is a person or entity that does not satisfy the statutory tests for...

Why does retail or wholesale client classification matter?

Under the Corporations Act, retail or wholesale client classification determines which regulatory obligations apply when an AFS licensee provides financial...

What are the consequences of incorrectly classifying a client as retail or wholesale?

Under the Corporations Act, incorrectly classifying a client as retail or wholesale can cause an AFS licensee to breach applicable...

Step 1 of 8 - Your Role

This field is for validation purposes and should be left unchanged.

Assess your ASIC exposure

Answer a few targeted questions to identify where your compliance may not stand up under ASIC review.

Takes less than 2 minutes. No preparation required.

What best describes your role?